Saudi Household Debt: 1.6 Million Collection Cases and SAR165bn Unpaid
Saudi courts registered 1.6 million enforcement requests covering SAR165bn of unpaid obligations in 2025. The borrowing mix has shifted from assets to consumption, and the enforcement ladder is where the strain becomes visible.
The Riyal Peg Just Had Its Hardest Year. It Held.
The riyal has traded at 3.75 to the dollar since June 1986. Through a regional war, two closures of the Strait of Hormuz and a 4.8% GDP contraction, one-year forwards on 30 July 2026 priced 80 points — a fraction of the 2016 stress. This is what the market, the reserves and the arithmetic actually say.
Saudi Authority Glossary: Issuing Authority, Entity, Law, Violation, Ministry, Regulator, and Royal Commission Meanings
Saudi glossary for issuing authority, law, regulator, ministry, entity, violation, SAMA, royal commissions, and PDPL terms.
Banking and Financial Regulation: Saudi Arabia's Regulatory Framework
Saudi Arabia's banking and financial regulatory architecture — SAMA oversight, fintech sandbox, open banking, Islamic finance, and AML standards.
Financial Services
Banking, capital markets, fintech, and insurance powering Saudi Arabia's economic transformation under Vision 2030.
Financial Technology Strategy: Building Saudi Arabia's Fintech Ecosystem
An institutional analysis of Saudi Arabia's Financial Technology Strategy, examining SAMA's fintech sandbox, the growth of licensed asset managers, digital payments infrastructure, and open banking adoption as pillars of the Kingdom's financial sector modernisation under Vision 2030.
How to Open a Bank Account in Saudi Arabia
Step-by-step guide to opening a bank account in Saudi Arabia, covering required documentation, account types, digital banking options, and regulatory considerations for residents and non-residents.
Interest Rate in Saudi Arabia
Guide to Saudi Arabia's interest rate policy, SAMA repo rates, the link to the US Federal Reserve through the Riyal-dollar peg, and implications for borrowers and investors.
SAMA (Saudi Central Bank)
The Saudi Central Bank (formerly the Saudi Arabian Monetary Authority) — the Kingdom's central bank responsible for monetary policy, financial regulation, and currency management.
Saudi Central Bank (SAMA)
Profile of SAMA, Saudi Arabia's central bank responsible for monetary policy, banking supervision, insurance regulation, and fintech innovation.
Saudi Fintech Companies
Overview of the Saudi fintech sector, covering leading companies, regulatory sandbox, payment innovations, open banking, insurtech, and the Financial Sector Development Program's role in fostering digital finance under Vision 2030.
Saudi Fintech Sandbox
A detailed examination of the Saudi fintech regulatory sandbox operated by SAMA, covering its structure, licensing pathways, participating companies, and role in developing the Kingdom's fintech sector under Vision 2030's financial-services reform agenda.
Saudi Riyal: Currency, USD Peg, and Monetary Policy Explained
Comprehensive guide to the Saudi Riyal currency, its USD peg, SAMA monetary policy, exchange rate stability, and implications for investors.