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Non-Oil GDP Share: 55% 2025 real GDP |Saudi Unemployment: 7.2% Q4 2025 |PIF AUM: $925B 2025 approx. |FDI Share of GDP: 2.8% 2025 latest |Female Participation: 35.0% 2025 latest |Credit Rating: Aa3/A+/A+ Moody's/Fitch/S&P |GDP Growth: 4.5% 2025 actual |Umrah Pilgrims: 18M+ 2025 foreign |Non-Oil GDP Share: 55% 2025 real GDP |Saudi Unemployment: 7.2% Q4 2025 |PIF AUM: $925B 2025 approx. |FDI Share of GDP: 2.8% 2025 latest |Female Participation: 35.0% 2025 latest |Credit Rating: Aa3/A+/A+ Moody's/Fitch/S&P |GDP Growth: 4.5% 2025 actual |Umrah Pilgrims: 18M+ 2025 foreign |

Redf

REDF — Saudi Arabia's Real Estate Development Fund

REDF is the Saudi Real Estate Development Fund — established by Royal Decree M/23 in 1974 with SAR 191 billion in capital, operating 35+ branches across 4,700+ cities, working with 13+ banks under the Housing Programme, and serving as the principal demand-side financing mechanism for Vision 2030's 70% homeownership target.

Updated Apr 27, 2026

Saudi Mortgage Market: Housing Finance Boom, REDF Subsidies, and Homeownership Targets

Analysis of Saudi Arabia's mortgage market transformation covering REDF subsidies, housing finance growth, and regulatory reforms.

Updated Apr 18, 2026